HOME REPAIR FINANCING

Affordable Financing Solutions for Home Repairs

A/C & PLUMBING REPAIRS

Financing Options From Service Finance Company, LLC

No Interest, No Payments for 6 Months
12.95% APR for Additional 120 Months

12.95% APR for 180 Months

No Interest, No Payments (“NINP”)

Promotional financing available to qualified buyers at 0% APR with no payments for a set number of months as disclosed in the offer. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer.  No interest is owed if paid in full within promotional period.  If the entire Amount Financed is not paid on or before the end of the Promotional Period, then the borrower will be responsible for paying interest, which will accrue as of the first calendar day following the Promotional Expiration Date. Interest is not charged on the principal balance paid during the promotion period, even if the loan is not paid in full during the promotional period. If a scheduled monthly payment is 31 days or more past due during the Promotional Period, the promotional offer will terminate. If you do not elect to participate in the promotional financing, APR may vary from 2.99% to 25% by state for remaining term of your financing. You may prepay your account at any time without penalty.  Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only.  Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

Standard Installment

Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer.  APR may vary from 2.99% to 25% by state.  You may prepay your account at any time without penalty.  Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer.  All offers are subject to credit approval and are estimates only.  Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days.

The logo for Service Finance
Equal Opportunity Lender Logo

GET A FREE QUOTE

Contact Us for Fast Home Repairs

"*" indicates required fields

Call or Schedule Your Service Online!

Frequently Asked Questions

About 72 Degrees

Financial Flexibility When Repairs Can’t Wait

HVAC and plumbing emergencies often happen without warning, and the cost of urgent repairs can add stress to an already difficult situation. That’s why 72 Degrees Texas provides financing options designed to help homeowners move forward with necessary repairs without delay.

For homeowners in Fredericksburg and across the Texas Hill Country, these financing programs offer flexibility and peace of mind when immediate service is needed. By providing clear options and upfront information, our team helps make emergency HVAC and plumbing repairs more manageable, so comfort and safety can be restored without unnecessary financial strain.

Qualifying for financing with 72 Degrees Texas is straightforward. Our team will guide you through the process, assessing your needs and financial situation to find the best financing solution for your home repair project. Reach out to us for a personalized consultation.

Financing Options For AC Installation

Replacing an air conditioning system is a major investment, but financing options can help make it more manageable.

72 Degrees Texas offers flexible financing plans designed to fit different budgets, so you don’t have to delay needed upgrades or replacements. These options allow homeowners to spread out the cost of installation over time instead of paying everything upfront.

Financing can help with:

  • Installing a new AC system when your current one fails unexpectedly
  • Upgrading to a more energy-efficient system
  • Managing costs for larger HVAC projects

In the Texas Hill Country, where reliable cooling is essential, having access to financing means you can move forward with the right system when you need it.

72 Degrees Texas works with homeowners in Fredericksburg, Kerrville, and surrounding areas to find financing solutions that make sense for their home and budget, helping you stay comfortable without added stress.

Financing Solutions Designed to Fit Your Home and Budget

Unexpected HVAC or plumbing repairs can place stress on household finances, especially when systems fail without warning. Financing options allow homeowners to move forward with needed repairs or replacements without delaying important work. Flexible plans are designed to spread costs over time, making larger projects more manageable.

For homeowners in Fredericksburg and across the Texas Hill Country, financing support helps ensure comfort and safety aren’t postponed due to budget concerns. Clear financing options provide transparency and flexibility, allowing you to choose a solution that aligns with your financial goals while keeping your home’s systems operating reliably and efficiently.

Real Customer Reviews

Hear It from Our Customers

Since 1986, 72 Degrees Texas has been Fredericksburg’s premier home repair company, proudly serving thousands of satisfied customers. Discover our latest reviews and see why our clients trust us for all their home service needs!